Terms & Conditions
1. Introduction
Welcome to Merchant Marvels (“we”, “us”, “our”). These Terms & Conditions (“Terms”) govern your use of our website located at merchantmarvels.com (the “Website”), our services, and any transactions you make (together the “Services”). By using or accessing the Website or engaging with our Services, you accept and agree to these Terms.
2. Definitions
“User”, “you”, “your” means any individual or entity accessing the Website or using our Services.
“Services” means all products and services offered via the Website by Merchant Marvels, including payment processing solutions, merchant cash discount programs, POS devices, etc.
“Content” means all text, graphics, images, audio, video, information, software or other materials made available on or through the Website.
3. Eligibility
You must be at least 18 years old or otherwise legally capable in your jurisdiction to enter into a binding agreement to use the Services. By using our Website, you represent and warrant that you meet these eligibility requirements.
4. Acceptance of Terms
Your continued use of the Website or our Services constitutes your acceptance of these Terms, as updated from time to time. If you do not agree with any part of these Terms, you must stop using the Website and Services.
5. Services & Accounts
When you register for or use our Services, you may be required to provide certain information (business information, contact details, payment volumes, etc.). You agree to provide accurate, complete and up-to-date information.
We reserve the right to refuse, suspend or terminate access to our Services at any time, for any reason, including breach of these Terms.
Your use of hardware (POS devices, terminals) or software supplied by us is subject to any additional agreement that may accompany that hardware or software.
6. Fees, Payments & Billing
Some Services may require you to pay fees or other charges. You agree to pay all applicable fees as indicated in your agreement with us.
If you engage in our “zero processing fees” model or merchant cash discount program, you agree to follow the terms specific to that program, including clear communication to your customers.
Payments may be processed via third-party processors. You agree that you are responsible for all applicable taxes, surcharges or discounts required by law.
We may change our fees upon prior notice to you; continued use of the Services constitutes acceptance of the changed fees.
7. Use of the Website & Content
You are granted a non-exclusive, non-transferable, limited license to access and use the Website for your personal or business use, subject to these Terms.
You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Website without our express written permission.
You agree not to use the Website or Services for any unlawful purpose or in violation of these Terms.
8. Intellectual Property
All Content on the Website and any related Service materials (including trademarks, designs, logos, software) are the property of Merchant Marvels or its licensors. You agree to respect and not infringe our intellectual property rights.
9. Privacy & Data Protection
Your use of our Website is also governed by our Privacy Policy (link [Privacy Policy] on the Website). You consent to our collection, use and disclosure of your information as described therein. You are responsible for maintaining the confidentiality of any account credentials.
10. Disclaimers & Limitations of Liability
THE WEBSITE AND SERVICES ARE PROVIDED “AS-IS” AND “AS AVAILABLE”, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, accuracy or non-infringement.
We do not guarantee uninterrupted or error-free access to the Website or Services, nor guarantee particular results from their use.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL MERCHANT MARVELS OR ITS AFFILIATES, SUPPLIERS OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING LOSS OF PROFITS, REVENUE OR DATA) ARISING FROM OR IN CONNECTION WITH YOUR USE OF THE WEBSITE OR SERVICES.
Our total aggregate liability to you for any claim arising out of or relating to these Terms or the Services shall not exceed the amount of fees you paid to us in the twelve (12) months preceding the claim (or, if no fees were paid, a minimal amount as permitted by law).
11. Indemnification
You agree to indemnify, defend and hold harmless Merchant Marvels and its directors, officers, employees and agents from and against any and all claims, liabilities, damages, losses and expenses (including attorneys’ fees) arising out of your breach of these Terms, or your use of the Website or Services in violation of law or rights of any third party.
12. Termination
We may terminate or suspend your access to the Website or Services at any time, with or without cause and with or without notice.
Upon termination, your right to use the Services will immediately end. Sections of these Terms which by their nature should survive termination (e.g., Intellectual Property, Disclaimers, Indemnities) will remain in effect.
13. Links to Third-Party Websites & Services
The Website may contain links to third-party websites, services or resources that we do not control. We are not responsible for their availability, content, or policies. Your use of third-party sites is at your own risk.
14. Changes to Terms
We reserve the right to modify or replace these Terms at any time. We will post the updated Terms on the Website and update the “Last Updated” date. It is your responsibility to review these Terms periodically. Continued use after changes constitutes acceptance.
15. Governing Law & Jurisdiction
These Terms and any dispute arising out of or related to the Website or Services shall be governed by and construed in accordance with the laws of the State of Delaware, USA (or whichever jurisdiction you choose). You and we submit to the exclusive personal jurisdiction of the courts located in Dover, Delaware (USA) (or your chosen venue) for the resolution of any dispute.
16. Entire Agreement
These Terms, together with any Services agreement, fee schedule or other document referenced herein, constitute the entire agreement between you and Merchant Marvels regarding the Services, and supersede all prior or contemporaneous communications, representations or proposals, whether oral or written.
17. Severability
If any provision of these Terms is held to be invalid, illegal or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect.
18. Waiver
No waiver of any term or condition of these Terms shall be considered a further or continuing waiver of such term or condition or any other term or condition.
19. Contact Information
If you have any questions about these Terms, please contact us at:
Merchant Marvels
8 The Green, Suite 16439, Dover, Delaware 19901, USA
Email: [email protected]
Phone: +1 302 877 2478
